Do any of these financial question marks apply to you?
,

Retirement Advisory Services

,

Retirement Advisory Services

Whether you are a business owner, CEO, or executive, overseeing a large team brings a responsibility to ensure your employees are receiving the most competitive benefits possible, especially when it comes to preparing for retirement.

But operating a retirement plan can be a complex, expensive, and time-consuming commitment.

Pacific Portfolio’s Institutional Advisory team brings a longstanding history of providing fiduciary and retirement consulting services to retirement plan sponsors. The breadth of our capabilities along with the depth of our experience uniquely positions our firm to help employers manage their:

  • 401(k)

  • 403(b)

  • 457

  • Defined benefit AND

  • Nonqualified deferred compensation plans

Our dedicated, seasoned team provides the expertise necessary to support all of your retirement program needs - from consulting and compliance to investment advisory, communication, education, and Vendor management. As a fee only plan fiduciary we bring a tailored approach to our relationship with each client to ensure we are meeting the unique needs of your business and employees.

Our customizable suite of services includes:

  • Fiduciary governance

  • Investment advising

  • Program evaluation

  • Vendor oversight

  • Fund Manager selection

  • Managed investment strategies And

  • Employee education

We can provide these services as an advisor and co fiduciary, or we can serve as your Chief Retirement and Investment Officer, managing the plan for you and helping to increase your Value of Time™ by providing:

  • Greater flexibility and more timely action on the implementation of retirement plans.

  • Better allocation of resources so your team can focus on broader organizational goals.

  • More effective decision-making by highly specialized professionals.

  • Less risk as we assume the accountability of the fiduciary role.

  • Better retirement outcomes with a focus on participation and savings rates, better investment results, and managing plan costs.

Visit us today at https://www.pacific-portfolio.com/institutional-services to learn more about our Retirement Plan Advisory Services and how we can help you increase your Value of Time® as a business leader.

Read our other related resources:

Featured
3Q 2024 Market Letter
3Q 2024 Market Letter

TRUE GRIT

Some of you may already be familiar with the work of psychologist and popular TED talker Angela Duckworth on the concept of grit, which she refers to as “passion and perseverance for very long-term goals;” the dictionary, meanwhile, defines grit more broadly as an ability to display courage and resolve in the face of challenge.

From a pragmatic, “big picture” perspective, this could easily be making reference to the entire process of investing; certainly, this long-term practice we are pursuing together requires a healthy degree of grit from which to draw the courage, conviction, and discipline to prudently grow our clients’ wealth in pursuit of their – of your – most important long-term goals.

Take Control of Your Finances: Celebrate Financial Literacy Month with These Essential Tips!
Take Control of Your Finances: Celebrate Financial Literacy Month with These Essential Tips!

Financial literacy is vital for everyone, as it involves having a working knowledge of money management. Without essential financial skills like budgeting, investing, and retirement planning, life can become much more difficult. Financial Literacy Month provides an opportunity to prioritize financial literacy and take advantage of resources to improve your financial situation now and in the future. Here are 6 tips to help you get started.

WASHINGTON STATE CAPITAL GAINS TAX
WASHINGTON STATE CAPITAL GAINS TAX

The Washington State Supreme Court has ruled that the excise tax on capital gains is constitutional and valid. As such, the Department of Revenue will continue collecting the tax which is due April 18, 2023. A filing extension will be granted if the taxpayer files a federal extension and requests a Washington extension prior to the original due date, but the tax must still be paid in full by April 18th (April 15th in future years). Any tax paid after that date is subject to a late payment penalty of up to 29% of the tax due.

How to Eliminate Debt
How to Eliminate Debt

Not all debt is bad, but reducing the debt you have can give you more options both now and later. Are you curious about what key strategies you can deploy to reduce your debt? Keep reading to learn about effective debt reduction strategies and solutions.

2023 Limits
2023 Limits

The tax law places limits on the dollar amount of contributions to retirement plans and IRAs and the amount of benefits under a pension plan. IRC Section 415 requires the limits to be adjusted annually for cost-of-living increases. The following table presents various limits adjusted for 2023 that you might be subject to.

Secure 2.0 Act of 2022
Secure 2.0 Act of 2022

We welcome the New Year with a new law aimed at changing the way we think about retirement savings. President Biden signed the SECURE 2.0 bill on December 29, 2022, making the retirement package law. The package includes 90+ new provisions, including those designed to broaden access to workplace retirement plans and raise the age when required minimum distributions begin. Here are the top 10 takeaways we want you to be aware of.